Advertiser Disclosure
This is an independent, advertising-supported comparison website. We may receive compensation from our partners when you click links on our site and take certain actions on their websites. This compensation helps keep this site free to use.
Compensation is one of several factors that may affect which products we feature, how prominently we feature them, and where they appear on our site, including, for example, their order on the page. Other factors may include our ratings and analysis, product availability, product features, and relevance to the page. We don't cover every credit card or offer available in the market. The order or prominence of products on our site does not necessarily reflect the rating we assign to a product or our assessment of its overall quality.
Compensation never affects our product ratings, analysis, or opinions, and our partners cannot pay us for a higher rating or a more favorable review.
Discover it® Chrome vs Wells Fargo Reflect® Card
Every data point, side by side. Compare different cards →
 Capital One |  Wells Fargo | |
|---|---|---|
| Editor Rating | ||
| Best For | Great for balance transfers plus bonus | Best 0% Intro APR Card |
| Annual Fee | $0 | $0 |
| Purchases Intro APR | 0% intro APR on purchases for 6 months | 0% intro APR for 21 months from account opening on purchases |
| Balance Transfer Intro APR | 0% intro APR on balance transfers for 18 months | 0% intro APR for 21 months from account opening on qualifying balance transfers |
| Regular APR | 17.49%-26.49% Variable APR | 17.49%, 23.99%, or 28.24% Variable APR |
| Welcome Bonus | Discover will match all the cash back you’ve earned at the end of your first year. | — |
| Rewards Rate | 1-2% cash back | — |
| Recommended Credit Score | 670-850 (Good to Excellent) | 670-850 (Good to Excellent) |
| Rates & Fees | View issuer terms | View issuer terms |
| Apply Now for Discover it® Chrome (opens in a new tab) on Capital One's secure site | Apply Now for Wells Fargo Reflect® Card (opens in a new tab) on Wells Fargo's secure site |