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Bank of America® Travel Rewards Credit Card Review
By CardAnalyst EditorsFact checkedPublished September 15, 2026
Our verdict
A strong travel credit card for those that don't want to pay an annual fee. You won't get as high rewards or welcome bonus as other travel cards, but you also won't pay an annual fee. The strong 0% intro APR offer is rare among travel cards, another nice perk for those looking to avoid interest while making travel purchases.
Looking for a travel card with no annual fee? Want a lengthy % Intro APR period too?
Great for no annual fee travel card
Bank of America® Travel Rewards credit card
Pick this card if: You want a rare travel card with no annual fee and a strong 0% intro APR offer, while still earning rewards and a valuable welcome bonus.
on Bank of America's website
- Welcome Bonus
- 25,000 points (worth $250 travel credit)
- Rewards Rate
- 1.5x-3x points per dollar spent
- Annual Fee
- $0
- Balance Transfer Intro APR
- 0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days
- Purchases Intro APR
- 0% intro APR on Purchases for 15 billing cycles
- Regular APR
- 17.49%-27.49% Variable APR
- Recommended Credit Score
- 670-850 (Good to Excellent)
Card Details
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
- Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Pros & Cons
Pros
- $0 Annual Fee
- Lengthy Intro APR
Cons
- Smaller welcome bonus than many travel cards offer
Why we like it
It’s rare to find a travel card with a $0 annual fee that still delivers this much value. You get a solid welcome bonus, a decent rewards rate, and an unusually long 0% intro APR period for a travel card. That combination makes it a strong choice for travelers who want useful rewards without paying an annual fee — especially if they also want some breathing room on interest.
Opens in a new tab: Apply now for the Bank of America® Travel Rewards credit card →Pros
- $0 Annual Fee
- Lengthy Intro APR
Cons
- Smaller welcome bonus than many travel cards offer